Six years ago we set out to improve and modernize the investing experience for Canadians. Today, we are excited to announce that ModernAdvisor has joined the Guardian Capital group of companies. Our transparent and tech-enabled approach to investing, combined with Guardian Capital’s expertise and resources will help us to better serve our clients and reach even more Canadians. In light […]
Question. Hi, I keep hearing about RRSPs in the news lately, and I know the contribution deadline is getting close. I’m wondering if should contribute to my RRSP this year, and if so, how can I figure out how much to contribute? Do you have any advice or suggestions for me? Answer. Indeed, it’s that time of year again, […]
Question. I’m planning to open an RRSP, but I don’t really know who to indicate as the beneficiary of the plan. Is this important? Answer. Yes, very important! And not just for RRSPs, but for registered plans in general, as well as life insurance policies, too. In Canada, life insurance policies and registered plans such as RRSPs allow for a […]
December was a good month for most equity markets, while one of the best performing asset classes in 2019, REITs, took a breather.
Question. I’ve noticed a lot of news about the US stock market recently, and how last year was a great year for investors. I have mostly Canadian investments in my portfolio, as I feel that it’s safer. But I’m wondering if 2020 will be the same, and if I should buy US investments instead? Do you think that now is […]
With another year coming to an end, and the New Year just around the corner, we’ve put together our ‘Top 3 Last-Minute Financial Planning Tips and Strategies for 2019.’ Let’s take a look at ways you can improve your personal year end: Tip #1: Make Your RESP Contributions Do you have a child under the age of 18? If so, […]
We all know how challenging it can be to stay on top of ever-changing facts and figures in the field of personal finance. With that in mind, we have compiled a short list of key items to keep in mind for 2020. 2020 TFSA Limit The 2020 TFSA limit remains at $6,000, unchanged from the 2019 limit. Keep in mind […]
October was another good month for stocks, while one of the best performing asset classes, REITs, took a breather.