Question. Hi, my partner and I currently have RESPs opened for our two children, and we contribute $200 per month for each child. Although my kids are still in elementary school and have quite some time before college or university, I always get nervous when I think about the costs (and especially when they go back to school after the […]
July was a quiet but positive month for most equity markets. The US Federal Reserve cut interest rates for the first time in over a decade which rattled markets at the end of the month.
Question. I’ve seen a few commercials on television about wills, and I’m wondering if I should have my will completed? I’ve never had one, and never really felt the need for one. But recently, I’ve started thinking about it more and more. I’m in my 30s, and although my partner and I currently have no children, we are thinking about […]
Should You Commute Your Pension? Question. I’ve just left my employer, and received some documents regarding my pension. In particular, I have to make a selection between 2 options – pension or commuted value. First, can you tell me what this means? And second, can you help me decide what the right choice is for me? Answer. Great question, and […]
June saw most equity markets rebound from their May declines. Despite the volatility, most equity markets remain up double digits for 2019.
A well-constructed investment portfolio is a key element of your financial plan. However, without the proper protection, your plan could be derailed by unfortunate and unforeseen life events. We’ve received many questions about risk management products such as life insurance, which can play a critical role in protecting you and your family against the unknown. Let’s take a look at […]
May saw most equity markets give back some of their gains from the previous few months. REITs and bonds helped to offset some of those losses.
Question. I have been diligent in investing my TFSA and RRSP accounts over the years. I would like to retire in the next 10 years or so, but I’m not sure if I will have enough saved by then. Can you tell me, how much savings I should have in order to retire? Answer. That’s a great question, but nearly […]