Market Update for May 2019
May saw most equity markets give back some of their gains from the previous few months. REITs and bonds helped to offset some of those losses.
Retirement Savings: How Much Do You Need?
Question. I have been diligent in investing my TFSA and RRSP accounts over the years. I would like to retire in the next 10 years or so, but I’m not sure if I will have enough saved by then. Can you tell me, how much savings I should have in order to retire? Answer. That’s a great question, but nearly […]
Market Update for April 2019
April saw the continued climb for many markets from their December 2018 low, and nearly all have now fully recovered those losses. This month our commentary section features one of our portfolio managers, Gordon Ross.
Insurance: Term or Perm? Which is Better?
Question. My spouse and I have recently purchased a house, and are planning to have a baby next year. I have some life insurance through my group plan at work, but my spouse is self-employed as an independent contractor, and has no employer benefits. We have a fairly big mortgage on our house, and we are thinking about purchasing life […]
Can You Spot a Scam? Protect Yourself Online.
Question. Like most everyone else I assume, I get emails from time to time with some scam or another. Some are easy to spot, but others really appear legitimate, and I came close to falling for a few recently. With so much personal info online, I’m increasingly nervous that I’ll eventually fall victim to an online scam or fraud. I’m […]
Market Update for March 2019
Good performance in March capped off a strong first quarter, completing the recovery from the decline in the fourth quarter of 2018.
What Happens to Your RRSP After You Retire?
Question. I’ve been fairly diligent about saving, and have contributed to my RRSP every year. I’m not ready to retire just yet, but I do plan to retire within the next few years. I guess after all these years of saving, I hadn’t really thought much about it, but now I’m wondering, what happens to my RRSP after I retire? […]
Market Update for January 2019 – Best January in 25 Years
While December 2018 was the worst December in 25 years, January was the best January in 25 years.