Financial Infidelity: Are You Cheating?

Question. My husband and I have been married for a few years, and things are generally going well. But I’ve noticed recently that he has another credit card and bank account that I didn’t know about. I was really upset when I found out, and now I’m wondering what else is he keeping secret from me? I haven’t spoken to […]

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Managing Variable Income

Question. I currently have a pre-authorized contribution (PAC) set up for my investment account, and contribute $500 on the 1st of each month. I’ve never had a problem with this in the past, but I’ve changed jobs recently, and it’s becoming a problem now. The problem is that I’m a commission-based real estate sales agent, and my income fluctuates considerably […]

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Top 5: What should you do with your tax refund?

Question. Hi, I filed my taxes a little while ago, and just recently received my tax refund. It’s significantly more than expected, and I’m wondering if you have any suggestions on what I should do? I want to enjoy some of it, because I feel like it’s “free money” that wasn’t previously accounted for in my budget. But I also […]

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Buying a House? Top 5 Things to Consider

Question. Hi, I’ve been renting an apartment for the past few years, and it’s great. However, I’m wondering if I should buy something instead? Many of my friends have recently bought houses, and they’re encouraging me to do the same. I guess it seems like a natural progression to buy something eventually, but I really like my apartment, and so […]

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Newlyweds and Household Finances

Question. Hi, my fiancé and I are getting married this summer, and I’m looking for some advice on the best way to setup our household finances. Until now, we’ve maintained separate finances and bank accounts. However, we’ve just recently purchased a house, so in addition to the mortgage, we’re going to have a lot more shared expenses. I should also […]

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