Guiding you along your financial journey
In our last post, we discussed in-kind contributions. Many investors, who are otherwise unable to make a TFSA and RRSP contributions, may be able to contribute existing non-registered investments to their RRSP accounts, thereby getting a tax deduction in the process. However, it’s important to be careful of a couple of potential tax traps when making in-kind contributions – superficial […]
Canadian ETFs that pay dividends We get asked about Canadian ETFs quite often, especially those that pay dividends. Just like investing in individual stocks that pay dividends (especially those that have a history of growing their dividends), this approach is getting more popular all the time. How do dividends work and what are your options? The return on a stock is composed […]
With the recent volatility on the world’s stock markets after an extended period of relative calm, many investors are looking for something to soothe their nerves. While you might be tempted to reduce the size of your investments in the stock market, over the long term stocks outperform most other investments. Instead of reducing your exposure to stocks, a better […]
Once you realize that you will need to invest in more than just GICs to reach your goals, where do you start? For most investors just starting out, the first place they start is a mutual fund that invests in Canadian stocks. Hopefully from our previous blog posts, you already know that while mutual funds are easy to buy, very […]
Most investors know that they should have bonds in their portfolios. But what is the best way to do that? First we will tell you what you need to know about bonds and the ETF choices for Canadian bonds. Finally, we tell you our favourite Canadian bond ETFs for your portfolio. What is a bond? Like a loan, a bond […]
What is a Real Estate Investment Trust (REIT)? REITs own real estate like shopping malls, apartment buildings, office buildings and even public storage. REITs make it easy for small investors to own real estate and takes away the headache of being a landlord. One of the main attractions for investors is the steady cash payments that REITs provide. When interest […]
You might be thinking about adding gold to your portfolio since gold rices are at 5 year lows. In addition to gold prices being well of their 2011 highs, gold can provide diversification benefits to a portfolio of stocks and bonds. When priced in Canadian dollars, gold has often been negatively correlated to Canadian stocks and bonds. While the correlations […]
The price of oil has dropped 50% in the last 12 months from around $100 to less than $50. If you think that oil prices are going to recover, how can you take advantage of that? You could buy oil the way oil traders do and buy oil futures or options thereon. Trading oil futures or options is complicated and […]
