Guiding you along your financial journey
If you’re looking to make some improvements to your financial situation, now is a great time to get started. Don’t wait until January to set your New Year’s Resolutions. Start your new year – and new financial habits – right now. And if you need some inspiration, we’ve compiled a list (in no particular order) of awesome Canadian personal finance experts […]
Despite all the headlines reminding us that September is historically the worst month for the stock markets, most were positive around the world. The Canadian government announced more changes that will affect insured mortgages and all future property sales under the principal residence exemption will have to be reported to CRA.
Choosing The Right Mortgage: Your Future is on the Dotted Line Selecting the right mortgage will likely be the single biggest factor in the successful financing of your home. Modern technology has presented more options than ever before; however, the sheer amount of information about mortgages available online can be overwhelming for experienced buyers, not to mention a first time homebuyer. […]
On our website, anyone can submit a request for a portfolio review in which we look at the fees the client is paying and how well they are diversified. Most of the requests are from people that have a mutual fund account with a financial advisor at a bank or a mutual fund company. Every month we will feature a […]
Investment fees are a hot topic these days. Up until recently the investment industry has done a poor job of disclosing their fees, and have assumed that their clients will read the materials they received on the funds they are sold. This lack of transparency allowed some firms to charge outrageously high fees for their services with their clients often […]
Stock and bond markets were subdued, as is typical for August. The Canadian economy posted its worst quarter since the financial crisis, meaning that interest rates in Canada are unlikely to change any time soon. Meanwhile in Europe and Japan, US investors are turning negative yielding bonds into money makers.
Like all great inventions, Airbnb was born from necessity. The company formed in 2008 in the US when affordable travel became scarce due to the recession. In the summer of 2015, nearly 17 million guests stayed with Airbnb hosts. When you list your place on Airbnb, you are reaching a demographic that is larger than the individual populations of […]
“Side hustle” is the economic term of 2016 (aside from “Brexit”, that is). Stagnant wages amid the increasing cost of living have necessitated new income streams. For many this is a way to cover bills by supplementing your ordinary, day job salary. Can a side hustle actually become your day job? New parents often ask themselves this question. Returning to […]
