All posts for Personal Finance

NEW! First-Time Home Buyer Incentive

Question. Hi, my spouse and I have been renting an apartment for the last few years, and we’re now ready to buy our first home together. We are wondering what programs are available for a first-time home buyer that could be beneficial. Do you have any advice for us?   Answer. Your timing is great! As of September 2nd, the […]

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Commuted Value or Pension?

Should You Commute Your Pension? Question. I’ve just left my employer, and received some documents regarding my pension. In particular, I have to make a selection between 2 options – pension or commuted value. First, can you tell me what this means? And second, can you help me decide what the right choice is for me? Answer. Great question, and […]

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Top 5 Life Insurance Questions & Answers

A well-constructed investment portfolio is a key element of your financial plan. However, without the proper protection, your plan could be derailed by unfortunate and unforeseen life events. We’ve received many questions about risk management products such as life insurance, which can play a critical role in protecting you and your family against the unknown. Let’s take a look at […]

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