New CPP – Is it Better?

Question. I’ve heard that the CPP is changing. Is it? To be honest, I don’t really understand the CPP, or the change. But I hear some people saying it’s good, and others saying it’s bad. Can you tell me more about the changes and how they might affect me? Answer. Yes, as of January 2019, the Canada Pension Plan (CPP) […]

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The Best Financial Advice I Ever Got

This post is part of a series, where we ask some of Canada’s top personal finance bloggers to weigh in on topics that matter to Canadians. Click here for the full list of our favourite personal finance bloggers in Canada, or check out our curated Twitter list to follow them on Twitter. In November, we asked what Millennials should be doing to improve their […]

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RRSP to a RRIF: 10 Things to Know

1. What is a RRIF? So you’ve been contributing to your RRSP for many years and are now ready to retire.  What do you do with your RRSP now?  That is where RRIFs come in.  RRIFs (Registered Retirement Income Funds) are basically the successor to RRSPs.  You can convert some or all of an RRSP to a RRIF at any time, […]

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