Monthly Market Update – March 2015
An overview of March Market Performance, including a March Economic Indicator recap. All index returns are Total Return (includes reinvestment of dividends) and are in Canadian Dollars unless noted.
Posts by author: Isaac Schweigert
Why your Tax Refund is Bad News
If you are looking forward to receiving a tax refund this year, I hate to tell you, but you shouldn’t be. Getting a tax refund means you have given the big, bad government an interest free loan over the last year.
8 Criteria for Making Smarter ETF Choices
Choosing the right ETFs to implement your asset allocation strategy can be a little like choosing between foods at the grocery store, but it can make a significant difference in your investment performance. In this post I will cover the most important factors to consider when choosing an ETF: Strategy Tracking Error Liquidity Size Fees and expenses Securities Lending Currency […]
Why You Should Always Rebalance Your Investments
Just like your car, your investment portfolio needs routine maintenance. While having an asset allocation for your investment portfolio is a great start, unfortunately it doesn’t mean you can set it and forget it. In any diversified portfolio, some of your investments will do a lot better than others. Rebalancing is the process of selling some asset classes that have done […]
Monthly Market Update – February 2015
February 2015 Market Performance All index returns are Total Return (includes reinvestment of dividends) and are in Canadian Dollars unless noted. Indexes Return for February 2015 YTD Return S&P/TSX Composite +3.98% +4.55% S&P500 +3.88% +10.19% MSCI EAFE +4.38% +14.83% MSCI World +4.30% +12.13% MSCI Emerging Markets +1.54% +11.83% FTSE TMX Universe Bond -0.13% +4.49% JP Morgan Emerging Markets Bond […]
The Importance of Asset Allocation
Studies* have shown that 80 to 90% of investors’ return comes from asset allocation, so it is much more important than most investors realize. The main idea behind asset allocation is to reduce risk. By including asset classes with investment returns that move in different directions you can protect your portfolio from significant losses. If you have too much of […]
The ETF Advantage: Why choose ETFs over Mutual Funds
The ETF (Exchange-traded fund) market has skyrocketed from one fund in 1993, to over $70 Billion and more than three hundred funds in 2014. In fact, many experienced investors now refer to ETFs as “the cheaper and better alternative to mutual funds”. Here is a look at how ETFs differ and how you can benefit from their advantages: What are ETFs? How do they […]
RRSPs. Should I have one?
Most people know the biggest advantage of using an RRSP is the tax savings. But do you know how to maximize that refund? Or choose when a TFSA might be better? We break it down so you can make those decisions in minutes. Below is a table of the income tax brackets (applicable to BC). Since ModernAdvisor is based in […]
